How Florida's largest insurance agency networks build their websites

Every insurance agency network with five or more offices in Florida, identified from the state's licensing register, measured on one day and scored on eight dimensions of what a prospective client, a search engine and an AI assistant can see.

2026 editionScanned September 19, 202699 on the roster77 measured91 held out

Strongest finding46.4points out of 100

The median Florida agency network scores about half the points available

Headline findings

Each of these comes straight out of the measurement. None of them is an estimate.

46.4points out of 100

The median Florida agency network scores about half the points available

Across 77 measured networks the range runs from 10.5 to 82.3, and half the field sits between 35.8 and 56. These are companies with offices in dozens of Florida towns, so the spread is not explained by size.

72.7percent

Most of these networks publish nothing a machine can read about where they are

56 of 77 publish no local-business data of any kind, and 23 publish no structured data at all. A network with offices in twenty towns is invisible to an assistant asked for an agent in any one of them.

96.1percent

Almost none answer a customer question in a form an AI assistant can quote

74 of 77 publish no FAQ data. Insurance buying is a question-and-answer purchase, and this is the format an assistant reads before deciding whom to name.

77.9percent

In Florida, most of these sites offer no Spanish experience at all

60 of 77 show no Spanish experience. Several of the largest networks on this list were built for Spanish-speaking buyers, which makes the gap a choice rather than an oversight.

46.8percent

Most publish nothing at all between one year and the next

36 of 77 have no article pages a search engine can find. The median site in this field runs about 71 pages, which is room enough to have said something.

44sites missing one or the other

Some still do not put a phone number or a quote on the homepage

23 of 77 put no tappable phone number on the homepage and 21 invite no quote. For a local agency those two are the transaction.

The leaderboard

The highest scoring sites, named. Every firm here was checked against an external record before being listed. Each row shows the total and the eight dimension scores behind it.

Scroll the table sideways to see every dimension.

#AgencyTotalFootprintTechnical SEOAI search readinessContentConversionSpeedSecurity headersLanguage reach
1UniVistaunivistainsurance.com82.3Footprint: 100 out of one hundred100Technical SEO: 100 out of one hundred100AI search readiness: 20 out of one hundred20Content: 100 out of one hundred100Conversion: 88 out of one hundred88Speed: 62 out of one hundred62Security headers: 17 out of one hundred17Language reach: 100 out of one hundred100
2Amistad Insuranceamistadinsurance.com64.5Footprint: 44 out of one hundred44Technical SEO: 92 out of one hundred92AI search readiness: 68 out of one hundred68Content: 63 out of one hundred63Conversion: 73 out of one hundred73Speed: 71 out of one hundred71Security headers: 83 out of one hundred83Language reach: 35 out of one hundred35
3The Villages Insurancethevillagesinsurance.com64.3Footprint: 79 out of one hundred79Technical SEO: 100 out of one hundred100AI search readiness: 10 out of one hundred10Content: 80 out of one hundred80Conversion: 73 out of one hundred73Speed: 53 out of one hundred53Security headers: 84 out of one hundred84Language reach: 0 out of one hundred0
4Darr Schackowdarrschackowinsurance.com64.2Footprint: 66 out of one hundred66Technical SEO: 100 out of one hundred100AI search readiness: 10 out of one hundred10Content: 80 out of one hundred80Conversion: 85 out of one hundred85Speed: 78 out of one hundred78Security headers: 49 out of one hundred49Language reach: 0 out of one hundred0
5Acentria Insuranceacentria.com63.6Footprint: 85 out of one hundred85Technical SEO: 100 out of one hundred100AI search readiness: 0 out of one hundred0Content: 51 out of one hundred51Conversion: 100 out of one hundred100Speed: 90 out of one hundred90Security headers: 0 out of one hundred0Language reach: 0 out of one hundred0
6LA Insurance Agencylainsuranceagency.com62.3Footprint: 87 out of one hundred87Technical SEO: 85 out of one hundred85AI search readiness: 28 out of one hundred28Content: 77 out of one hundred77Conversion: 73 out of one hundred73Speed: 60 out of one hundred60Security headers: 17 out of one hundred17Language reach: 0 out of one hundred0
7Sebandasebandainsurance.com60.8Footprint: 48 out of one hundred48Technical SEO: 41 out of one hundred41AI search readiness: 40 out of one hundred40Content: 69 out of one hundred69Conversion: 73 out of one hundred73Speed: 89 out of one hundred89Security headers: 16 out of one hundred16Language reach: 100 out of one hundred100
8Brightwaybrightway.com60Footprint: 79 out of one hundred79Technical SEO: 75 out of one hundred75AI search readiness: 10 out of one hundred10Content: 86 out of one hundred86Conversion: 48 out of one hundred48Speed: 94 out of one hundred94Security headers: 49 out of one hundred49Language reach: 0 out of one hundred0
9We Insureweinsuregroup.com59.8Footprint: 47 out of one hundred47Technical SEO: 85 out of one hundred85AI search readiness: 38 out of one hundred38Content: 62 out of one hundred62Conversion: 73 out of one hundred73Speed: 86 out of one hundred86Security headers: 100 out of one hundred100Language reach: 0 out of one hundred0
10Pini Insurancepiniinsurance.com58.5Footprint: 70 out of one hundred70Technical SEO: 85 out of one hundred85AI search readiness: 0 out of one hundred0Content: 33 out of one hundred33Conversion: 73 out of one hundred73Speed: 93 out of one hundred93Security headers: 16 out of one hundred16Language reach: 58 out of one hundred58
11Simily Insurance Advisorsimilyinsurance.com58Footprint: 37 out of one hundred37Technical SEO: 85 out of one hundred85AI search readiness: 38 out of one hundred38Content: 47 out of one hundred47Conversion: 60 out of one hundred60Speed: 75 out of one hundred75Security headers: 34 out of one hundred34Language reach: 88 out of one hundred88
12Absolute Best Insuranceabsolutebestins.com57.6Footprint: 52 out of one hundred52Technical SEO: 100 out of one hundred100AI search readiness: 70 out of one hundred70Content: 27 out of one hundred27Conversion: 85 out of one hundred85Speed: 41 out of one hundred41Security headers: 17 out of one hundred17Language reach: 35 out of one hundred35
13Estrellaestrellainsurance.com56Footprint: 45 out of one hundred45Technical SEO: 75 out of one hundred75AI search readiness: 20 out of one hundred20Content: 41 out of one hundred41Conversion: 73 out of one hundred73Speed: 88 out of one hundred88Security headers: 84 out of one hundred84Language reach: 37 out of one hundred37
14Renegade Insurancerenegadeinsurance.com55.5Footprint: 49 out of one hundred49Technical SEO: 100 out of one hundred100AI search readiness: 42 out of one hundred42Content: 64 out of one hundred64Conversion: 73 out of one hundred73Speed: 60 out of one hundred60Security headers: 0 out of one hundred0Language reach: 0 out of one hundred0
15Golden Trustgoldentrust.com54.5Footprint: 29 out of one hundred29Technical SEO: 70 out of one hundred70AI search readiness: 18 out of one hundred18Content: 37 out of one hundred37Conversion: 73 out of one hundred73Speed: 94 out of one hundred94Security headers: 34 out of one hundred34Language reach: 88 out of one hundred88
16GreatFloridagreatflorida.com53.6Footprint: 45 out of one hundred45Technical SEO: 92 out of one hundred92AI search readiness: 32 out of one hundred32Content: 49 out of one hundred49Conversion: 73 out of one hundred73Speed: 93 out of one hundred93Security headers: 0 out of one hundred0Language reach: 0 out of one hundred0
17Wells Insurancewellsinsurance.com52.8Footprint: 55 out of one hundred55Technical SEO: 75 out of one hundred75AI search readiness: 0 out of one hundred0Content: 47 out of one hundred47Conversion: 85 out of one hundred85Speed: 74 out of one hundred74Security headers: 66 out of one hundred66Language reach: 0 out of one hundred0
18TWFGtwfg.com52.5Footprint: 46 out of one hundred46Technical SEO: 88 out of one hundred88AI search readiness: 10 out of one hundred10Content: 70 out of one hundred70Conversion: 73 out of one hundred73Speed: 77 out of one hundred77Security headers: 0 out of one hundred0Language reach: 0 out of one hundred0
19Best Class Insurancebestclassins.com51.5Footprint: 41 out of one hundred41Technical SEO: 73 out of one hundred73AI search readiness: 46 out of one hundred46Content: 50 out of one hundred50Conversion: 73 out of one hundred73Speed: 93 out of one hundred93Security headers: 0 out of one hundred0Language reach: 0 out of one hundred0
20Gooseheadgoosehead.com50.4Footprint: 69 out of one hundred69Technical SEO: 73 out of one hundred73AI search readiness: 10 out of one hundred10Content: 23 out of one hundred23Conversion: 55 out of one hundred55Speed: 94 out of one hundred94Security headers: 0 out of one hundred0Language reach: 35 out of one hundred35

The field

The distribution is what the study is actually about: the shape of a whole published field, not a ranking of individual firms. Every measured site sits in one of these bands.

Sites per score band

BandSitesShareFootprintTechnical SEOAI search readinessContentConversionSpeedSecurity headersLanguage reach
60 to 1001216%Footprint: 79 out of one hundred79Technical SEO: 100 out of one hundred100AI search readiness: 20 out of one hundred20Content: 80 out of one hundred80Conversion: 73 out of one hundred73Speed: 79 out of one hundred79Security headers: 49 out of one hundred49Language reach: 0 out of one hundred0
45 to 59.93444%Footprint: 47 out of one hundred47Technical SEO: 85 out of one hundred85AI search readiness: 10 out of one hundred10Content: 40 out of one hundred40Conversion: 73 out of one hundred73Speed: 77 out of one hundred77Security headers: 34 out of one hundred34Language reach: 0 out of one hundred0
30 to 44.91925%Footprint: 31 out of one hundred31Technical SEO: 69 out of one hundred69AI search readiness: 0 out of one hundred0Content: 24 out of one hundred24Conversion: 48 out of one hundred48Speed: 78 out of one hundred78Security headers: 17 out of one hundred17Language reach: 0 out of one hundred0
0 to 29.91216%Footprint: 0 out of one hundred0Technical SEO: 27 out of one hundred27AI search readiness: 0 out of one hundred0Content: 18 out of one hundred18Conversion: 25 out of one hundred25Speed: 84 out of one hundred84Security headers: 17 out of one hundred17Language reach: 0 out of one hundred0

A band reports how many sites scored in a range and what the middle of that range looks like on each dimension. Every firm inside it is also listed by name, with its own scores, in the table below.

Every firm on the ranking

The whole field, by name, in score order, with the total and the eight dimension scores behind it. Where a firm could not be measured it is named under the table instead, with the reason and no score.

A marked firm has had its identity confirmed against the state's own licensing record, which names a licensed entity trading under that brand at that domain. Every other firm is listed on the weaker tie of the contact domain the regulator holds for it; only marked firms are named as leaders or issued a badge.

Scroll the table sideways to see every dimension. The standing and the agency stay in place.

Matching rows are highlighted where they sit. Nothing is hidden, so you can still read a firm against the rest of the field.

#AgencyTotalOfficesCountiesWhereFootprintTechnical SEOAI search readinessContentConversionSpeedSecurity headersLanguage reach
1UniVistaunivistainsurance.com82.32982810010020100886217100
2Florida Strategic Insuranceflstrategic.com71.2628710050937372340
3Insurance Office of Americaioausa.com66.7103Jacksonville, Longwood, Melbourne, Windermere898510927379500
4Amistad Insuranceamistadinsurance.com64.553Bradenton, Palmetto, Ruskin, Sarasota4492686373718335
5Just Insurance Brokersjibinc.net64.561Hialeah, Miami71100106473834930
6The Villages Insurancethevillagesinsurance.com64.373The Villages7910010807353840
7Darr Schackowdarrschackowinsurance.com64.252Gainesville, Leesburg6610010808578490
8Acentria Insuranceacentria.com63.61310851000511009000
9LA Insurance Agencylainsuranceagency.com62.343Kissimmee, Miami Gardens, Orlando878528777360170
10Sebandasebandainsurance.com60.81511648414069738916100
11Quality Insurance Agencyqiahelps.com60.852Kissimmee, Saint Cloud, Sanford36100682470848451
12Brightwaybrightway.com607024797510864894490
13We Insureweinsuregroup.com59.886254785386273861000
14The Health Experts Insurancehealthexps.com59.441Miami4277285855921796
15Pini Insurancepiniinsurance.com58.5203708503373931658
16Select Insurance Groupselectinsgrp.com58.542Orlando, Tampa, Winter Park5985284273608437
17Sheldon-Palmes Insurancespbins.com58.142Hernando, Homosassa, Inverness, Winter Garden811000417365660
18Simily Insurance Advisorsimilyinsurance.com5843Cape Coral, Haines City, Naples3785384760753488
19Absolute Best Insuranceabsolutebestins.com57.642Boca Raton, Greenacres, Vero Beach, Wellington52100702785411735
20Estrellaestrellainsurance.com56154204575204173888437
21Renegade Insurancerenegadeinsurance.com55.595491004264736000
22Golden Trustgoldentrust.com54.574102970183773943488
23Barfield Insuranceinsurewithbarfield.com54.562Lakeland, Maitland, Orlando, Winter Haven5855026856010070
24GreatFloridagreatflorida.com53.6843045923249739300
25Wells Insurancewellsinsurance.com52.812455750478574660
26TWFGtwfg.com52.563Coral Springs, Davie, Kissimmee, Tampa46881070737700
27The Risk Management Grouptrmg.net52.442Clearwater, Coral Gables, Miami55850557386170
28Fiesta Auto Insurance franchisefiestafranchise.com51.88545850277056099
29Best Class Insurancebestclassins.com51.542Coral Springs, Hialeah, Miami41734650739300
30Gooseheadgoosehead.com50.46825697310235594035
31Garcia Lorenzo & Associatesgarcialorenzo.com50.441Coral Gables, Miami6188038738300
32Comegys Insurancecomegys.com50.141St Petersburg, Stpetersburg61851045736500
33Del Toro Insurancedeltoroinsurance.com49.880114810010267377330
34Atlantic Pacific Insuranceapins.com49.48365850328536490
35DTRT Insurance Groupdtrtinsurance.com4942Coral Springs, Deerfield Beach, Homestead, Sunrise428530367360510
36The Plastridge Agencyplastridge.com48.942Boca Raton, Delray Beach, Palm Beach Gardens, Stuart4885040739600
37STS Program Managementsupportiveis.com48.376601000266355490
38Your Family Firstyourfamilyfirstinsurance.com47.351Coral Gable, Florida City, Homestead, Miami426518437374500
39Nexus National Insurance Agencytrustyoakins.com46.442Boca Raton, Delray Beach2810010217390340
40Budget Insurance Officesbudgetfriendly.com46.244Belleview, Inverness, Leesburg, Winter Garden2710018187370670
41Bortec Insurancebortecinsurance.com46.1144391001037607800
42Lumbra Risk Advisorslrainsurance.com45.942Mount Dora, Orlando, Tallahassee67430426074660
43Whitco Insurancewhitcoinsurance.com45.575387028497330660
44Sunkey Insurancesunkeyinsurance.com45.462Maitland, Orlando, Tampa361002827489100
45Sunplex Insurancesunplexinsurance.com45.451Miami, North Miami3270282548903440
46EpiCare Insuranceepicareinsurance.com45.441Coral Gables, Doral, Miami355102843854991
47SunSure Insurance Solutionssunsure.me44.451Deleon Springs, Orange City, Ormond Beach34850357378160
48Compass Healthregionshg.com44.343Orlando, Tampa, Tequesta37703031856000
49Triton Agencytritonagency.com44.1744910018304850170
50Caley Insurancecaleyinsurance.com41.51043285033736400
51Ewing, Blackwelder & Duce Insuranceebdins.com40.661352810564895670
52John Galt Insurancejohngaltinsurance.com38.717708428267360490
53Fort Myers Insurance Groupftmyersgroup.com38.361Cape Coral, North Fort Myers31750304391160
54Coverall Health Insurancecoverallhc.com37.742Doral, Fort Lauderdale, Ft Lauderdale, Plantation3388019438600
55CarePoint Insurancecarepointinsurance.com36.352Coral Gables, Hialeah, Miami, Port St Lucie38610473071170
56Insure Plexebcllc.net3673Boca Raton, Miami, Pembroke Pines, Weston06910237394170
57Jerry Parks Insurance3hcs.com35.911944630213387170
58KLGN Insurance Groupcandcinsurance.com35.841Cooper City, Pembroke Pines18840244879170
59World Insurance Services3hcg.com35.653Coral Springs, Tampa, Winter Park44630213384170
60Keen Battle Mead & Companykbmco.com35.56403404873721000
61A Kilbride Insuranceakilbride.com34.541Brandon, Tampa25570225577340
62Capital Insurancecapitalins.com33.953Brandon, Coral Springs, Tallahassee05410247394170
63Affiliated Insuranceaffiliatedins.net31.5640571022737700
64YLJ Insuranceyljinsurance.com31.252Miami, Spring Hill26441016090070
65Ancora Riskancorarisk.com30.1862069015437000
66American Risks Groupamericanrisksgroup.com27.641Miami, North Miami2843021436000
67Little Saigon Financial Servicesggiausa.com27.3552843020307700
68Insurance Expressinsuranceexpress.com23.661Lake Worth, Royal Palm Beach, West Palm Beach442810508800
69Nielson, Hoover & Companynielsonbonds.com23.143Lake Worth, Miami Lakes, St Petersburgh0320181887830
70Saunders & Companysaunderscompany.net22.341Jacksonville, Jacksonville Beach21270131877340
71Florida One Insurancefloneinsurance.com22.1650270182591500
72Zabella Insurancezabella.com21.952Fort Lauderdale, Plantation0120224379490
73Insurance Care Directinsurancecaredirect.com21.311422120211884170
74Insurance Nationinsurancenation.com20.1930270173081170
75Acosta Insuranceacostainsurance.com14.841Miami00037482000
76The Southern Regionthesouthernregion.com10.753Boca Raton, Lakewood Ranch, Sarasota0010009700
77Allari Insuranceaygsalas.com10.541Doral, Miami0010009500
ADCAHB Medical Coveragesadcahb.comdomain has no web host72
America's Health Groupahginsure.comheld out: unreachable41Margate, Plantation
Amerity Financialamerityf.comthe server returned an error54Bonita Springs, Bradenton, Lakeland, Trinity
Beyond Health Solutionsbhsi.infodomain has no web host62Ft Lauderdale, Hialeah
Brighton Groupbrightongroupinc.comno page at that address113
Cavcop Consultantsincentiveplanningdesign.comsite answers on http only62Bradenton, Holmes Beach, Palm Beach Gardens
CFNS Floridacfnsfl.comrefused an automated request62
Ensure Health Groupehgcorp.comsite answers on http only41Fort Lauderdale, Ft Lauderdale
First South Insurancefirstsouthinsurance.comrefused an automated request43Lake City, Live Oak, Madison
Good Deal Insurancegooddealinsuranceagency.comsite answers on http only112Doral, Miami, Miami Lakes
HFI Floridahfifl.comthe server returned an error61Miami Lakes
HomeFirst Agencyhomefirstagency.comrefused an automated request55
Insurance Nationinsurancenations.comsite answers on http only42Holywood, Miami, North Miami, Pembroke Pines
John Galt Insurance Agencyjohn-galt.comsite answers on http only42Boynton Beach, Deerfield Beach, Fort Lauderdale, Ft Lauderdale
Lykes Insurancelykesinsurance.comdomain has no web host44Fort Myers, Sarasota, Tampa, Winter Park
Omni Resource Group of SW Floridaomnifinserv.comsite answers on http only53Fort Myers, Ft Myers, Orlando, Tampa
PBI Agencypbiag.comsite answers on http only53Lakeland, Sebastian, Vero Beach, West Palm Beach
Pini Insurancepiniauto.comsecure connection failed51Miami
Ricky Redish Insuranceredishinsurance.comheld out: unreachable42Clewiston, Labelle, Okeechobee
Sawicki Agencysawickiagency.comno page at that address54
The Choice Advisorsthechoiceadvisors.comsite answers on http only195
Top Healthcare Optionstophealthcareoptions.comsecure connection failed42Boca Raton, Deerfield Beach

The eight dimensions, one at a time

Each dimension is scored on the same scale. Here is why each one matters twice over, once to the business owner or household reading the site and once to the assistant answering for it, and how the field is spread across it.

Footprint

How much of a company's site the search engines can actually reach, and how far its presence extends across the places and the coverages it serves.

Why it matters to a prospective clientIf a page does not exist, nobody can land on it. An agency that publishes a page per line of business and per town it writes in gives a buyer searching for that exact cover somewhere to arrive. A single homepage gives them nothing to find.

Why it matters to an AI assistantAn assistant answering a narrow question needs a narrow page to cite. Breadth of indexed URLs is the difference between being quoted for one query and being quoted for hundreds.

How the field scores
Leaders on this dimension
  1. UniVista100
  2. LA Insurance Agency87
  3. Acentria Insurance85
  4. The Villages Insurance79
  5. Brightway79

Technical SEO

Whether the site is built so that a search engine can read it cleanly and understand what each page is for.

Why it matters to a prospective clientThese are the parts a client never sees and always feels: the title in the search result, the preview when someone pastes the link to a colleague, whether the right page ranks instead of a duplicate of it.

Why it matters to an AI assistantThe mechanics are how a machine decides what a page is about without guessing from prose. When they are missing a page is not lowered, it is made ambiguous, and ambiguity is what gets a firm described wrongly.

How the field scores
Leaders on this dimension
  1. UniVista100
  2. The Villages Insurance100
  3. Darr Schackow100
  4. Acentria Insurance100
  5. Absolute Best Insurance100

AI search readiness

How ready the site is to be understood, trusted and cited by AI assistants when someone asks them for an insurance broker.

Why it matters to a prospective clientA growing share of buyers ask an assistant which agency to call before they ask anyone else. What the assistant says is assembled from whatever the site made machine readable.

Why it matters to an AI assistantMachine readable answers are data, not prose. An assistant can lift a structured answer with confidence, and has to paraphrase everything else at its own risk.

How the field scores
Leaders on this dimension
  1. Absolute Best Insurance70
  2. Amistad Insurance68
  3. Best Class Insurance46
  4. Renegade Insurance42
  5. Sebanda40

Content

How much substance the company publishes about the work it does, and how fluently the site speaks the language of the trade.

Why it matters to a prospective clientA buyer searches in the vocabulary of the risk: general liability, workers comp, umbrella, flood, commercial auto. A site that never uses the words cannot be the answer to them.

Why it matters to an AI assistantCoverage of the trade vocabulary is how a model decides whether a firm writes the thing being asked about. Thin homepages force it to infer, and inference is where assistants recommend the wrong agency.

How the field scores
Leaders on this dimension
  1. UniVista100
  2. Brightway86
  3. The Villages Insurance80
  4. Darr Schackow80
  5. LA Insurance Agency77

Conversion

Whether a visitor who is ready to buy can act right away, without leaving the page to find out how.

Why it matters to a prospective clientThe visitor who is ready to move their policy needs a quote path, a phone number and a form that works on a phone. Insurance is bought on the strength of a first conversation, and the site is what decides whether it happens.

Why it matters to an AI assistantAn assistant that can find a clear contact route will hand the user one. A site where the next step is unclear gets described rather than recommended.

How the field scores
Leaders on this dimension
  1. Acentria Insurance100
  2. UniVista88
  3. Darr Schackow85
  4. Absolute Best Insurance85
  5. Wells Insurance85

Speed

How quickly and how lightly the homepage arrives for the person waiting on it.

Why it matters to a prospective clientBuyers compare agencies on a phone, often in the minutes after something has gone wrong. Every megabyte is time the visitor spends deciding whether to go back to the search results and call the next name.

Why it matters to an AI assistantCrawl budget is real. Heavy pages are fetched less often and less completely, so slow sites end up represented by stale copies of themselves.

How the field scores
Leaders on this dimension
  1. Brightway94
  2. Golden Trust94
  3. Goosehead94
  4. Pini Insurance93
  5. GreatFlorida93

Security headers

Whether the site sends a visitor's browser the protections a maintained site is expected to send.

Why it matters to a prospective clientThese headers are what a browser uses to constrain a page. On a site that asks for dates of birth, addresses and policy details, their absence is the clearest public signal of how much attention the site itself receives.

Why it matters to an AI assistantNot a ranking factor in itself. It is included because it is cheap, measurable, and correlates with whether anyone is maintaining the site at all.

How the field scores
Leaders on this dimension
  1. We Insure100
  2. The Villages Insurance84
  3. Estrella84
  4. Amistad Insurance83
  5. Wells Insurance66

Language reach

Whether the company serves Spanish speaking customers in their own language, rather than in translation after the fact.

Why it matters to a prospective clientA large share of Florida households and small business owners handle their insurance in Spanish. An English only site is invisible to a Spanish search, in a purchase that turns on understanding exactly what is covered.

Why it matters to an AI assistantAn assistant answering in Spanish prefers sources in Spanish. A site with no Spanish surface is simply not in the running for that part of the market.

How the field scores
Leaders on this dimension
  1. UniVista100
  2. Sebanda100
  3. Simily Insurance Advisor88
  4. Golden Trust88
  5. Pini Insurance58

About this study

Where the field came from, how much of it was measured, and what these scores are and are not.

The field

Florida Department of Financial Services, licensed agency register

No published ranking of Florida insurance agencies exists, so this study does not borrow one. Membership comes from the state: every business holding a Florida agency licence is on the Department of Financial Services register, and that register, not us, decides who is a licensed agency here. Two decisions after that are ours and we name them rather than bury them. The first is the threshold: a network is a brand with five or more offices in Florida, an office being a distinct licensed street address. The second is the classification: a brand that is one carrier's own agent force, a bank, or a national brokerage is not an independent Florida agency, and each one kept out is listed with the reason. Where a brand could not be identified at all, it is held out rather than guessed into or out of the field, and those are counted too. The register and the measured field are different numbers and the page prints both: a site that could not be measured is held out of every aggregate rather than scored as empty, which would flatter it. If a firm you expected is absent, that is not a statement about its size or its quality. It is absent because it has fewer than five Florida offices, because it is one carrier's agent force rather than an independent agency, because we could not confirm which brand a domain belongs to, or because the state's record gives no website for it at all, which is true of roughly half the agencies in Florida.

Firms on the roster
99
Sites measured
77
Held out
91
Roster year
2026
Scanned
September 19, 2026

The scoring

Every measured site is scored out of one hundred on each of eight dimensions of public web presence: footprint, technical SEO, AI search readiness, content, conversion, speed, security headers and language reach. Those eight combine into one total on the same scale. Each score is a measurement of a live public website taken on the scan date, made the same way for every firm on the list, so the comparison between two rows is like for like.

The model

Scores are produced by Appluex's own scoring model, built from the audits we run for clients. The model is proprietary and is not published. What is published is the result: every dimension score, every aggregate and the whole distribution, published in full on this page and free to quote and cite.

Held out

Nothing is quietly dropped and nothing is scored as a zero. These are the counts behind both kinds of holding out: sites that could not be measured, which are also named under the full field table with their reason, and firms kept out of the named leaders because no outside record confirmed their identity.

  • 1answers on http, not https
  • 1refused an automated request
  • 1domain does not resolve
  • 1http 404
  • 1http 522
  • 1TLS handshake failed
  • 1unreachable

What this measurement does not do

  • Roughly half of Florida's licensed agencies file a free or personal mailbox with the state, so no website can be derived for them. They are absent from this study, and nothing here says they have no website.
  • Scores compare these networks with each other. They are not comparable with scores from our studies of other industries.

What this study does not claim

It scores public websites, not companies. It says nothing about what any of these firms covers, how it handles a claim, what it charges, or how good its advice is. An agency can look after its clients superbly from behind a thin website, and a polished website is not evidence of anything except a polished website.

  • Nothing about coverage, carrier appointments, claims handling, pricing, commissions or the quality of advice.
  • No financial or operational data of any kind. The only record used is the state's public register of valid insurance licences, which is what defines the field.
  • No judgement about individual firms. The ranking is of public web presence as measured on the scan date.
  • A snapshot, not a trend. A site redesigned after the scan date is not reflected until the next edition.

Independence

No firm is left out of this page for being a client of ours, and none is marked as one. A client in this field is measured, scored and ranked by the same code as every other firm, and if it places badly it is published placing badly. Nobody paid to be included, to be ranked or to be left out.

Corrections

If a figure about your firm is wrong, write to us and we will check the scan and publish a correction with the date on it. [email protected]

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https://appluex.com/research/florida-insurance-agency-websites
Suggested citation
Appluex (2026). Florida insurance agency network website study. https://appluex.com/research/florida-insurance-agency-websites

Free to quote and reproduce with attribution to Appluex and a link to this page. The underlying measurements are facts about public web pages.

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UniVista, Top Insurance Agency Website in Florida 2026, rank 1
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UniVista, Top Insurance Agency Website in Florida 2026, rank 1
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<a href="https://appluex.com/research/florida-insurance-agency-websites" target="_blank" rel="noopener"> <img src="https://appluex.com/research/badges/top-insurance-agency-website-florida-2026-univista.svg" alt="UniVista, Top Insurance Agency Website in Florida 2026, rank 1" width="300" height="260"> </a>
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<a href="https://appluex.com/research/florida-insurance-agency-websites" target="_blank" rel="noopener"> <img src="https://appluex.com/research/badges/top-insurance-agency-website-florida-2026-univista-light.svg" alt="UniVista, Top Insurance Agency Website in Florida 2026, rank 1" width="300" height="260"> </a>

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  • Keep using it while this edition of the ranking stands. The study is dated 2026 and will be re-run; when a new edition publishes, please move to that year's badge.

Scores are measured on the scan date, so a redesign published after that date is not reflected until the next edition, and a site that does not serve its content to the study cannot be measured at all. Write to [email protected] with your domain and what you believe is wrong. We will measure again, and if the number changes we correct the table and say so on the page, with the date on it.

Who ran this

Appluex is a software studio in Miami, Florida. We build web and mobile products, and we audit software that already exists. This study is that audit applied to a whole published field at once, which is why it reports every firm on the ranking instead of a shortlist.

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